*To receive the incentive payment the current, referring member must meet the following qualifications: Must be 18 years or older with a checking account. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The new referred account must be open for 30 days for the current, referring member to receive the incentive payment. Incentive payment will occur on the Monday following the 30th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account.
 
To receive the incentive payment new members must meet the following qualifications: Must be 18 or older. The account must be in good standing with no delinquent loan balance, no negative share balance, or other indicator of an account not in good standing. The account must be open for 60 days and must have completed one of the following: (1) Combined $300 in direct deposits OR (2) Twenty (20) or more individual or combined debit/credit Mastercard® transactions within 60 days of opening account. Incentive payment will occur on the Monday following the 60th day of account opening when all qualifications have been met. Incentive payment will be deposited to the members checking account if there is one on file. If no checking account on file deposits will be made to the savings account.
 
Incentive payment deposits are reported to the IRS. Any applicable taxes are the responsibility of the recipient. This offer may not be used in combination with other promotional offers. All new accounts are subject to approval and individual(s) must qualify for membership based on Community Choice Credit Union’s field of membership criteria. This offer is subject to change and could be discontinued at any time.

**Offer 1: Receive a 0.25% (25 basis point) interest rate reduction on an eligible new consumer loan when a valid promotional coupon code is presented or entered at the time of loan application. The promotional rate reduction will be applied to the current loan rate in effect at the time of loan approval. Offer valid for 60 days from the promotion start date and applies only to new loans originated during the promotional period. Promotion applies to the following loan types obtained directly from Community Choice Credit Union: auto loans, RV & boat loans, powersports & motorcycle loans, and signature loan. Offer available to members age 18 or older in good standing with the credit union and subject to credit approval and underwriting requirements. Promotion may not be combined with other promotional rate offers unless otherwise stated. Membership eligibility requirements apply. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply.

^†Offer 2: Receive a 0.10% (10 basis point) Annual Percentage Yield (APY) increase on an eligible new Certificate of Deposit (CD) when a valid promotional coupon code is presented or entered at the time of account opening. The promotional rate increase applies to the current posted CD rate in effect at the time the CD is opened and is available for 60 days from the promotion start date. Offer is limited to money not already on deposit with Community Choice Credit Union and therefore excludes transfers or renewals of funds in an existing CCCU checking, savings or CD. Offer available to members age 18 or older in good standing with Community Choice Credit Union. Offer may not be combined with promotional offers unless otherwise stated. Membership eligibility requirements apply. Rates, terms, and conditions are subject to change without notice. Early withdrawal penalties may apply. Other restrictions may apply.

^‡Offer 3: Must be 18 years of age or older, open or maintain an active savings account, and schedule and complete an appointment with a Choice Map advisor, either in person or by phone, to qualify. Membership eligibility required. Limit one entry per member. Offer subject to change or cancellation at any time without notice. Cash prize may be reported on IRS Form 1099-INT and are the responsibility of the recipient. Choice Map advisors provide financial guidance and education based on member goals and information provided and do not constitute tax or investment advice. Employees and directors (and members of their immediate household, whether or not related) and family members (spouse, parent, child, sibling and their respective spouses, regardless of where they reside) are not eligible.